Have you ever gone crazy trying to find the right credit card to fit your needs? Maybe you are in the process of losing your mind, spending countless hours surfing the web, looking for that perfect card? From needing to build credit, transfer balances, or earn the most rewards points to finally go on that epic vacation, countless individuals take the internet each day searching for that perfect card. If you are exhausted from your quest, look no further. Well, you may have to read just a little further before my great reveal, sorry.
There was a point in my life when I did not have a credit card and thought it was a great thing. You see my father was not a believer in paying interest on anything. “If you could not afford to buy it outright, than you could not afford it all.” “Live within your means.” I still agree with my fathers wisdom, however I also discovered that without a credit score, it is difficult to navigate the world of today.
For instance, I was unable to rent my first apartment even though I could afford the rent. You would think someone without debt would be welcomed as renter, but that is not the case. If you are a ghost in the credit system you are out of luck when it comes to renting anything. I went searching for the best credit card for someone with no credit history. Hours were spent until I found one that I could get approved for. Maybe your quest is different?
I know people who are very fiscally responsible that crush the credit card game! They mastered the cash back and best awards program and did so without falling into debt. They too spent hours researching the best cash back and rewards programs until they found the right one for them.
Credit cards, if used wisely can provide unique opportunities and benefits. Whatever your needs may be, I have a fantastic resource to share with you. U.S. News & World Report created a comprehensive, and user friendly guide that is sure to help you on your quest in finding that perfect card. In fact, their title says it all.
Find The Best Credit Card for You
U.S. News has the insights you need to make credit cards work for you
Thank you for reading. Please share your thoughts with us in the comments section and please share this post with others.
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